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Brian Mellor
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Increasing Term

Increasing Term Assurance

This type of cover protects you for a given term for an increasing level of benefit. The amount of life cover chosen at the outset rises annually by a predetermined factor, normally Retail Price Index (RPI). This is known as "indexation". The premium will also increase by the same factor. By selecting indexation you are protecting the purchasing power of your selected benefit. This is suitable for family protection.

  • works much like the level term insurance, except that the level of cover increases - and usually the premiums too.
  • worth considering if you are insuring for a long term, because increasing prices eat away at the value of a fixed level of cover.
  • the plan has no cash-in value at any time.

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Company address:
Brian Mellor Financial Services Limited, Russell House, 20 Stockwell Street, Leek, Staffordshire, ST13 6DS
T: 01538 371 288
F: 01538 372092

Email: admin@brianmellorfs.co.uk

Registration address as company address
Registration number: 07495677
Registered in: England & Wales

Directors: B R Mellor, L E Mellor

Brian Mellor Financial Services Ltd is Authorised and Regulated by the Financial Services Authority.

Brian Mellor Financial Services Limited is entered on the FSA register (www.fsa.gov.uk/register/) under reference 540721.

The FSA do not regulate National Savings products, personal and commercial loans, wills/will writing, utilities, book sales or some forms of mortgage, tax planning, inheritance tax planning, offshore funds or equity release schemes.

The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Telephone: 01538 371 288 | admin@brianmellorfs.co.uk

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