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Brian Mellor
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Remortgaging

Remortgaging your Property

Remortgaging is the process of switching your existing mortgage to another mortgage lender, usually to lower the amount you're paying on your mortgage.

You are not obliged to stick with your original lender for the full mortgage term, and you can move to another lender at any time to get a lower interest rate - you don't have to be buying a new home. Remortgaging could save you hundreds or even thousands of pounds over the term of the mortgage. It is important to note that early repayment charges may be applied by the existing lender.

We will be pleased to help and advise you further on how to switch and save.

Your home may be repossessed if you do not keep up repayments on your mortgage.

We can be paid by commission from the lender or a fee of 0.75% of the loan amount (e.g. for a loan of £100,000 the fee would be £750). We will refund to you any commission we receive from the mortgage lender. You will receive a Key Facts illustration which will tell you about any fees relating to a particular mortgage.


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Company address:
Brian Mellor Financial Services Limited, Russell House, 20 Stockwell Street, Leek, Staffordshire, ST13 6DS
T: 01538 371 288
F: 01538 372092

Email: admin@brianmellorfs.co.uk

Registration address as company address
Registration number: 07495677
Registered in: England & Wales

Directors: B R Mellor, L E Mellor

Brian Mellor Financial Services Ltd is Authorised and Regulated by the Financial Services Authority.

Brian Mellor Financial Services Limited is entered on the FSA register (www.fsa.gov.uk/register/) under reference 540721.

The FSA do not regulate National Savings products, personal and commercial loans, wills/will writing, utilities, book sales or some forms of mortgage, tax planning, inheritance tax planning, offshore funds or equity release schemes.

The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Telephone: 01538 371 288 | admin@brianmellorfs.co.uk

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